My Mint.com comparison of Sept. and Aug. spending on restaurants/bars/groceries
September has been a pretty good month for my budgeting. When I moved to Washington, DC is July I knew that I would be spending a lot on getting myself set up down here. I pretty much blew through all of my savings. I spent $6,000 in July. That is… absurd. Granted, I had to buy furniture, pay for an apartment and a deposit, and splurged and bought a TV, but still, this was pretty outrageous. My jaw hit the floor when I looked back at July once August had rolled around. Read more…
Personal Finance
budgeting, credit card, debt, mint, paying yourself first, savings
This is the third and final part in a multi-part series about getting a handle on your finances.
Researching savings accounts will pay off in the long term
Banking and cash flow
So far in this series we’ve looked at how we get an idea of how our money is moving. We’ve looked at our income, our expenses, where we can cut back. We’ve looked at how to organize this to figure out fixed expenses and see how much we actually have to spend every month. Budgeting basics. For the last part of this “Straightening out your finances” series I want to take a look at where funds are being stored. What kind of bank, what kind of account, and why that matters to you in the long run. The short of it is that it can make a big difference over time. Read more…
Personal Finance
cash flow, checking accounts, emergency fund, paying yourself first, savings accounts, Straightening out your finances
