Time Makes Money

Don't be an idiot when it comes to credit cards

Credit Cards as a Tool

Credit cards are incredibly useful tools in today’s market. No longer is it about being able to finance a purchase or buy something now that you can’t afford until tomorrow, its about rewards. There are many cards out there today that provide holders with some sort of rewards incentives. Whether it be frequent flier miles, a points system usable for purchasing items in a catalog, or cash rewards, if you are a card holder it is worth your time and effort to research these. Over time, and through proper use you can make serious gains. Read more…

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Personal Finance account optimization, credit card rewards, credit cards, debt, repayment

My Mint.com comparison of Sept. and Aug. spending on restaurants/bars/groceries

September has been a pretty good month for my budgeting. When I moved to Washington, DC is July I knew that I would be spending a lot on getting myself set up down here. I pretty much blew through all of my savings. I spent $6,000 in July. That is… absurd. Granted, I had to buy furniture, pay for an apartment and a deposit, and splurged and bought a TV, but still, this was pretty outrageous. My jaw hit the floor when I looked back at July once August had rolled around. Read more…

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Personal Finance budgeting, credit card, debt, mint, paying yourself first, savings