Don't be an idiot when it comes to credit cards
Credit Cards as a Tool
Credit cards are incredibly useful tools in today’s market. No longer is it about being able to finance a purchase or buy something now that you can’t afford until tomorrow, its about rewards. There are many cards out there today that provide holders with some sort of rewards incentives. Whether it be frequent flier miles, a points system usable for purchasing items in a catalog, or cash rewards, if you are a card holder it is worth your time and effort to research these. Over time, and through proper use you can make serious gains. Read more…
Personal Finance
account optimization, credit card rewards, credit cards, debt, repayment
Every Sunday I take a look back at the week that was and pick out some of my favorite posts from other personal finance bloggers.
J.D. over at Get Rich Slowly has a great post with several personal finance ebooks worth reading.
Lazy Man takes a look at his net worth for the first time in awhile.
Nora Dunn posting on Wisebread writes about balancing spend and savings while not becoming miserly. Worth a read.
Baker over at Man vs Debt tells us how to not suck at blogging. I really enjoyed the video he embedded. It’ll motivate you.
Also at Wisebread this week is a great post by Vincent Scordo about money lessons he learned from his immigrant parents.
Trent at The Simple Dollar goes through his book shelf to pick out some of the best financial books he’s found.
Matt writing for Five Cent Nickel lays out 5 of the top ways we waste time and how that costs us.
Some great stuff out there this week. Looking forward to another week of good reading.
Personal Finance
Around the Horn, balanced spending, Best of the blogs, books, ebooks, frugality, net worth, personal finance, wasting time
My Mint.com comparison of Sept. and Aug. spending on restaurants/bars/groceries
September has been a pretty good month for my budgeting. When I moved to Washington, DC is July I knew that I would be spending a lot on getting myself set up down here. I pretty much blew through all of my savings. I spent $6,000 in July. That is… absurd. Granted, I had to buy furniture, pay for an apartment and a deposit, and splurged and bought a TV, but still, this was pretty outrageous. My jaw hit the floor when I looked back at July once August had rolled around. Read more…
Personal Finance
budgeting, credit card, debt, mint, paying yourself first, savings
This is the third and final part in a multi-part series about getting a handle on your finances.
Researching savings accounts will pay off in the long term
Banking and cash flow
So far in this series we’ve looked at how we get an idea of how our money is moving. We’ve looked at our income, our expenses, where we can cut back. We’ve looked at how to organize this to figure out fixed expenses and see how much we actually have to spend every month. Budgeting basics. For the last part of this “Straightening out your finances” series I want to take a look at where funds are being stored. What kind of bank, what kind of account, and why that matters to you in the long run. The short of it is that it can make a big difference over time. Read more…
Personal Finance
cash flow, checking accounts, emergency fund, paying yourself first, savings accounts, Straightening out your finances
